01
Same-day funding
Once approved, funds land in your linked Turkish bank account within hours, not days.
Talabin Credit
Borrow against your gold. No guarantor.
Unlock up to ₺3,000,000 of liquidity without selling a single gram. Your vaulted gold is the collateral, and stays yours.
- ≤2 min
- Decision time
- ₺3M
- Max limit
- 0
- Guarantors required
Calculator
₺50,000
Monthly
₺9,533
APR
28.8%
02
Gold stays yours
Your collateral remains allocated to your name. We hold it; we never sell it on your behalf.
03
No guarantor, no notary
Electronic Sayyad cheque and digital promissory note replace branch visits.
04
Flexible terms
3, 6, 9 or 12 month plans with transparent annualised cost. No hidden file fees.
- 01
Pledge
Choose the grams you want to use as collateral. Up to 70% loan-to-value.
- 02
Sign
Sign electronically with your Sayyad cheque and e-promissory note in under 2 minutes.
- 03
Receive
Funds settle to your bank account by end of day. Track every repayment in the app.
We notify you 5, 3 and 1 days before each due date. If a payment is still missed, we restructure first — liquidation of collateral is always the last resort.